Student loan paperwork is built to confuse. We make it clear.

Main AI reads your promissory note, servicer letters, or repayment terms and flags the rate, the real payoff, forgiveness eligibility, and traps in the fine print.

Analyze my student loan free → Try a free tool first

Every finding quoted from your document

The law cited, not invented

Next steps prepared for you

What Main AI finds

What we catch in your student loan

Variable vs. fixed rate traps

A low teaser rate that adjusts can quietly raise your payment for years.

Promissory note terms

Capitalized interest

Unpaid interest added to principal makes you pay interest on interest — it adds up fast.

Interest capitalization

Forgiveness eligibility missed

PSLF, IDR forgiveness, and discharge programs have rules many borrowers don’t know they meet.

Federal forgiveness programs

Forbearance steering

Servicers sometimes push forbearance when an income-driven plan would cost you far less.

Repayment plan options

Cosigner release terms

Private loans often allow cosigner release after on-time payments — buried in the fine print.

Cosigner provisions

Default & acceleration

Know what triggers default and whether the full balance can be accelerated.

Default clauses

How it works

Three steps. Under 60 seconds.

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Upload your document

PDF, paste, or screenshot. Any format, any length. Main AI routes it to the right analysis instantly.

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Get findings in under 60s

Every finding quoted from your exact document — never invented. The relevant law, dollar impacts, and severity included.

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Act on what's prepared

Letters, disputes, and next steps drafted and ready. You review, you send.

Analyze your student loan for free.

Upload your document now. Main AI finds every issue, cites the law, and prepares everything ready to act on. Free to start — no credit card.

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Every finding quoted from your document · Never trained on your data · Results in under 60 seconds