Document Guides

The papers no one explains to you, explained.

Tax notices, leases, contracts, legal letters — the documents people get and don’t understand. Find yours below, then run your own through Main AI in plain language.

IRS & Tax Notices

What Does an IRS CP14 Notice Mean?A CP14 is the IRS's first notice that you owe a balance. What Does a CP2000 Notice Mean?A CP2000 is not a bill or an audit — it’s a proposed change to your return because the income you reported doesn’t match what others reported about you. What Is an IRS CP504 Notice?A CP504 is a serious, near-final IRS notice warning that they intend to levy.

Leases & Real Estate

What Is an Estoppel Certificate?An estoppel certificate locks in the key facts of your lease in writing. Can My Landlord Keep My Security Deposit?Landlords can only keep a security deposit for specific reasons, and most states set strict deadlines and rules.

Legal Letters

What Is a Demand Letter?A demand letter is a formal request to do something — usually pay or stop — before someone sues.

Real Estate & Mortgage

What Is a Notice of Default?A notice of default is a formal warning that you’ve fallen behind on a mortgage or contract and the clock toward foreclosure has started.

Debt & Collections

What Does a Wage Garnishment Notice Mean?A wage garnishment notice means a creditor is moving to take part of your paycheck.

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