🏠
Security deposit stolen
Wrongful withholding, illegal deductions, no itemization
🏥
Insurance claim denied
Health, auto, home, or renters insurance rejection
🧾
Medical bill errors
Duplicate charges, upcoding, wrong insurance processing
⚠️
Non-compete threat
Enforcement letter, overly broad clause, job at risk
💼
Severance negotiation
Low offer, waiver of rights, ADEA violations, equity
📞
Debt collector calling
FDCPA violations, debt validation, statute of limitations
💰
Wage theft
Unpaid overtime, misclassification, withheld pay
🔨
Contractor dispute
Incomplete work, withheld deposit, bad workmanship
🚪
Eviction notice
Invalid notice, procedural errors, tenant rights
⚖️
Demand letter received
Creditor threats, frivolous claims, how to respond
🏘️
HOA fine dispute
Unauthorized fines, CC&R violations, board overreach
🔄
Subscription trap
Won\'t cancel, auto-renewal, unauthorized charges
🛡️
Warranty denied
Lemon law, manufacturer warranty, implied warranty
📈
Equity dispute
Vesting cliffs, option expiry, acceleration clauses
👨👩👧
Divorce settlement
Asset division, support terms, what you might be leaving behind
📋
Unpaid invoice
Client non-payment, breach of contract, demand letter