Auto-renewing contracts lock you in for another term if you miss the cancellation window. Enter your dates to find your real deadline to get out.
General information based on the dates you enter, not legal advice. Confirm the exact notice terms in your contract.
Many subscriptions and service contracts renew automatically, and the deadline that controls your money is not the renewal date — it is the cancellation window that closes some number of days before it. Cancel one day late and you are usually committed, and charged, for the entire next term. Some states now require companies to send advance renewal reminders and offer easy online cancellation, but the contract terms still govern.
Two details decide most of these disputes: how many days’ notice you must give, and how that notice has to be delivered (email, certified mail, an account setting). The calculator above works backward from your renewal date so you can see the real cutoff — and act before it, not after.
What this tool looks at:
It is the period before an auto-renewal during which you must give notice to stop the renewal. Once it closes, the contract typically renews for another full term.
You are usually bound for the next term and billed accordingly, even if you cancel the day after the window closes.
Follow the notice method the contract specifies, in writing, before the window closes, and keep proof of when and how you sent it.
Some states require advance reminders and simple cancellation for auto-renewing consumer contracts, but the rules vary. This tool is informational and not legal advice.
This tool is general information, not legal, medical, or financial advice. Rules vary by state and change over time; verify anything important against your state’s current rules or a qualified professional.