Glossary → Debt
Debt

Wage Garnishment

A court order directing your employer to withhold pay for a debt.

Wage garnishment lets a creditor collect a debt by having your employer send part of your paycheck directly to them, usually after a court judgment. Federal and state law cap how much can be taken and protect a minimum amount of income. Some debts (child support, taxes) follow different rules.

In practice

Federal law generally limits garnishment to 25% of disposable earnings, with more protected for low earners.

Don’t just look it up — see it in your document.

Main AI reads your actual contract, lease, or notice and flags exactly where terms like these put you at risk — in plain language, with the law behind it.

Analyze my document free →